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Malacca
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Malacca

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Malacca
Portuguese Square
Malacca
Jonker Street
Malacca
Mortgage Rates
   
 

Here are some of the Mortgage Rates in Malaysia.

Please take note that the margin of financing here are targeted at local citizens only. For foreign nationals under this program the margin of financing are maximum 60%.

Check out some of the home loan packages
(please check with the individual banks for the latest rates)

BANK's BLR

FINANCE CO.'s BLR

6.0 %

6.9 %

   

AMBANK BERHAD

Interest Rate

Completed Properties & Under Construction 
1st Package 
2.5% (1st yr), 0% + BLR (2nd yr), 0.6% + BLR (thereafter)
 
2nd Package (BBA)
2.8% (1st yr), 6.5% (2nd yr), 7.75% (3rd yr)
  
Bungalow Land & Construction
2.8% (1st yr), 0% + BLR (2nd yr), 0.6% +BLR (thereafter)

Bungalow Land only
1.5% + BLR

Margin of Finance

90% (Completed and under construction properties)
80% (Bungalow)
60% (Bungalow Land)

Tenure

Up to 30 years or age 65 years old whichever is earlier.


Attractive Offer:
No processing Fees

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UOB BANK BERHAD

Interest Rate

Completed Properties & Under Construction 
1st Package 
2.5% (1st yr), 0% + BLR (2nd yr), 0.6% + BLR (thereafter)
 
2nd Package (BBA)
2.8% (1st yr), 6.5% (2nd yr), 7.75% (3rd yr)
  
Bungalow Land & Construction
2.8% (1st yr), 0% + BLR (2nd yr), 0.6% +BLR (thereafter)

Bungalow Land only - 1.5% + BLR

Margin of Finance

90% (Completed and under construction properties)
80% (Bungalow)
60% (Bungalow Land)

Tenure

Up to 30 years or age 65 years old whichever is earlier.

Attractive Offer : No processing fee, free UOB credit card for 2 years.

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STANDARD CHARTERED BANK BERHAD

Interest Rate

Completed Properties
3.88% (1st yr), 0% + BLR (2nd & 3rd yr), 0.6% + BLR (thereafter)
Under Construction
2.5% (1st yr), 0% + BLR (2nd yr), 0.6% + BLR (thereafter)
Bungalow Land only
1.5% + BLR

Margin of Finance

90% (Completed and under construction properties)
70% (Bungalow Land)

Tenure

Up to 30 years or 65 years old whichever is earlier.

 

Option Of Facility

  • Term Loan

  • Overdraft  (We offer a choice of term loan or overdraft of a combination of both facilities)

Documents required for application:

  1. Copies of NRIC (both sides)

  2. Latest 2 years' Income Tax Returns (Form J)/ EPF Statement

  3. Past 3 months' payslip/ Employer's confirmation letter of current salary

  4. Latest 3 months bank statement/ savings account transactions

  5. Latest 6 months' loan repayment statement (for refinancing cases only)

  6. Booking Receipt or Duplicate Copy of Sale & Purchase Agreement

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EON BANK BERHAD

Interest Rate

Completed Properties & Under Construction
2.5% (1st yr), 5.0% (2nd yr), 0.6% + BLR (thereafter)

Margin of Finance

90% 

Tenure

Up to 30 years or 60 years old whichever is earlier.

 

Documents required for loan application:

a.

Copy of IC (both sides)

b.

Latest 3 months salary slips

c.

Latest form J or EA

d.

Booking receipt/ letter of offer from developers/ S&P Agreement.

e.

If self employed:   

a) Business Registration Document
b) Latest 3 months Business Bank Statements

f.

Deposit/down payment receipt


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SOUTHERN BANK BERHAD

Interest Rate

Completed Properties & Under Construction
2.8% (1st yr), 0% + BLR (2nd yr), 0.6% + BLR (thereafter)

Margin of Finance

90% 

Tenure

Up to 30 years or 60 years old whichever is earlier.

 

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MAYBANK BERHAD

Interest Rate

Package 1
Completed Properties
- 2.88% (1st yr), 0% + BLR (2nd yr), 0.6% + BLR (thereafter)
Under Construction - 2.5% (1st yr), 0% + BLR (2nd yr), 0.6% + BLR (thereafter)

Package 2
Completed Properties
- 5% (1st 3 yrs), 0.6% + BLR (thereafter)
Under Construction - 5% (1st 3 yrs), 0.6% + BLR (thereafter)

Margin of Finance

90% 

Tenure

Up to 30 years or 60 years old whichever is earlier.



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CITIBANK BERHAD

Interest Rate

Completed Properties & Under Construction
2% (1st yr), 0.6% + BLR (thereafter)

Margin of Finance

80%

Tenure

Up to 30 years or age 60 years old whichever is earlier.

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BUMIPUTERA COMMERCE BANK BERHAD

Interest Rate

Under Construction & Completed Properties - 2% (1st yr), 0.6% + BLR (thereafter)

Margin of Finance

90%

Tenure

Up to 30 years or age 60 years old whichever is earlier.

 

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RHB BANK BERHAD

Interest Rate

Package 1
Completed Properties & Under Construction
- 2.8% (1st yr), 0.25% + BLR (2nd yr), 0.6% + BLR (thereafter)

Package 2
Completed Properties & 
Under Construction - 4.5% (2 yrs), 0.6% + BLR (thereafter)

Package 3
Completed Properties & 
Under Construction - 5.8% (5 yrs), 0.6% + BLR (thereafter)

Package 4
Completed Properties & 
Under Construction - 5.2% (1st yr), 0% + BLR (2nd yr), 0.6% + BLR (thereafter)

Margin of Finance

90%

Tenure

Up to 30 years or 60 retirement age whichever is earlier.

Attractive Offers : No processing fees

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HONG LEONG BANK BERHAD

Interest Rate

Completed Properties &  Under Construction 
Package 1
2.88% (1st yr), 0% + BLR (2nd yr), 0.6% + BLR (thereafter)

Package 2
5.6% (1st 5 yrs), 0.6% + BLR (thereafter)

Margin of Finance

90%

Tenure

Up to 30 years or 60 years old whichever is earlier.

Attractive Offers : No processing fees

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DIRECT ACCESS

Interest Rate

Completed Properties &  Under Construction 
2.8% (1st yr), 0% + BLR (2nd yr), 0.6% + BLR (thereafter)

Bungalow Land only
1.25% + BLR

Margin of Finance

90% (residential)
85% (bungalow land only)

Tenure

Up to 30 years or 65 years old whichever is earlier.

 

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AIA HOME LOAN

Interest Rate

Completed properties - fixed at 6.38%

Margin of Finance

90%

Tenure

Up to 30 years or 60 years old whichever is earlier.

 

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designed by : : gil design house : : 2003