AMBANK
BERHAD
|
Interest
Rate
|
Completed
Properties & Under Construction
1st Package
2.5% (1st yr), 0% + BLR (2nd yr), 0.6% + BLR (thereafter)
2nd Package (BBA)
2.8% (1st yr), 6.5% (2nd yr), 7.75% (3rd yr)
Bungalow Land & Construction
2.8% (1st yr), 0% + BLR (2nd yr), 0.6% +BLR (thereafter)
Bungalow Land only
1.5% + BLR
|
|
Margin
of Finance
|
90%
(Completed and under construction properties)
80% (Bungalow)
60% (Bungalow Land)
|
|
Tenure
|
Up
to 30 years or age 65 years old whichever is earlier.
|
Attractive
Offer:
No processing Fees
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UOB
BANK BERHAD
|
Interest
Rate
|
Completed
Properties & Under Construction
1st Package
2.5% (1st yr), 0% + BLR (2nd yr), 0.6% + BLR (thereafter)
2nd Package (BBA)
2.8% (1st yr), 6.5% (2nd yr), 7.75% (3rd yr)
Bungalow Land & Construction
2.8% (1st yr), 0% + BLR (2nd yr), 0.6% +BLR (thereafter)
Bungalow Land only - 1.5% + BLR
|
|
Margin
of Finance
|
90%
(Completed and under construction properties)
80% (Bungalow)
60% (Bungalow Land)
|
|
Tenure
|
Up
to 30 years or age 65 years old whichever is earlier.
|
Attractive
Offer : No processing fee, free UOB credit card for 2 years.
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STANDARD
CHARTERED
BANK BERHAD
|
Interest
Rate
|
Completed
Properties
3.88% (1st yr), 0% + BLR (2nd &
3rd yr), 0.6% + BLR (thereafter)
Under Construction
2.5% (1st yr), 0% + BLR
(2nd yr), 0.6% + BLR (thereafter)
Bungalow Land only
1.5% + BLR
|
|
Margin
of Finance
|
90% (Completed
and under construction properties)
70% (Bungalow Land)
|
|
Tenure
|
Up
to 30 years or 65 years old whichever is earlier.
|
Option
Of Facility
Documents
required for application:
-
Copies
of NRIC (both sides)
-
Latest
2 years' Income Tax Returns (Form J)/ EPF Statement
-
Past
3 months' payslip/ Employer's confirmation letter of current
salary
-
Latest
3 months bank statement/ savings account transactions
-
Latest
6 months' loan repayment statement (for refinancing cases
only)
-
Booking
Receipt or Duplicate Copy of Sale & Purchase Agreement
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EON
BANK BERHAD
|
Interest
Rate
|
Completed
Properties & Under Construction
2.5% (1st yr), 5.0% (2nd yr), 0.6% + BLR (thereafter)
|
|
Margin
of Finance
|
90%
|
|
Tenure
|
Up
to 30 years or 60 years old whichever is earlier.
|
Documents
required for loan application:
|
a.
|
Copy
of IC (both sides)
|
|
b.
|
Latest
3 months salary slips
|
|
c.
|
Latest
form J or EA
|
|
d.
|
Booking
receipt/ letter of offer from developers/ S&P Agreement.
|
|
e.
|
If
self employed:
|
a)
Business Registration Document
b) Latest 3 months Business Bank Statements
|
|
f.
|
Deposit/down
payment receipt
|
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SOUTHERN BANK BERHAD
|
Interest
Rate
|
Completed
Properties & Under Construction
2.8% (1st yr), 0% + BLR (2nd yr), 0.6% + BLR (thereafter)
|
|
Margin
of Finance
|
90%
|
|
Tenure
|
Up
to 30 years or 60 years old whichever is earlier.
|
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MAYBANK
BERHAD
|
Interest
Rate
|
Package
1
Completed Properties
- 2.88% (1st yr), 0% + BLR (2nd yr), 0.6% + BLR (thereafter)
Under Construction - 2.5% (1st yr), 0% + BLR (2nd
yr), 0.6% + BLR (thereafter)
Package
2
Completed Properties - 5% (1st 3 yrs), 0.6% + BLR (thereafter)
Under Construction - 5% (1st 3 yrs), 0.6% + BLR (thereafter)
|
|
Margin
of Finance
|
90%
|
|
Tenure
|
Up
to 30 years or 60 years old whichever is earlier.
|
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CITIBANK
BERHAD
|
Interest
Rate
|
Completed
Properties & Under Construction
2% (1st yr), 0.6% + BLR (thereafter)
|
|
Margin
of Finance
|
80%
|
|
Tenure
|
Up
to 30 years or age 60 years old whichever is earlier.
|
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BUMIPUTERA
COMMERCE BANK BERHAD
|
Interest
Rate
|
Under
Construction & Completed Properties - 2% (1st yr),
0.6% + BLR (thereafter)
|
|
Margin
of Finance
|
90%
|
|
Tenure
|
Up
to 30 years or age 60 years old whichever is earlier.
|
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RHB
BANK BERHAD
|
Interest
Rate
|
Package
1
Completed Properties & Under Construction - 2.8%
(1st yr), 0.25% + BLR (2nd yr), 0.6% + BLR (thereafter)
Package 2
Completed Properties & Under Construction
- 4.5% (2 yrs), 0.6% + BLR (thereafter)
Package
3
Completed Properties & Under Construction
- 5.8% (5 yrs), 0.6% + BLR (thereafter)
Package
4
Completed Properties & Under Construction
- 5.2% (1st yr), 0% + BLR (2nd yr), 0.6% + BLR (thereafter)
|
|
Margin
of Finance
|
90%
|
|
Tenure
|
Up
to 30 years or 60 retirement age whichever is earlier.
|
Attractive
Offers : No processing fees
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HONG LEONG BANK BERHAD
|
Interest
Rate
|
Completed
Properties & Under Construction
Package 1
2.88% (1st yr), 0% + BLR (2nd yr), 0.6% + BLR (thereafter)
Package
2
5.6% (1st 5 yrs), 0.6% + BLR (thereafter)
|
|
Margin
of Finance
|
90%
|
|
Tenure
|
Up
to 30 years or 60 years old whichever is earlier.
|
Attractive
Offers : No processing fees
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DIRECT ACCESS
|
Interest
Rate
|
Completed
Properties & Under Construction
2.8% (1st yr), 0% + BLR (2nd yr), 0.6% + BLR (thereafter)
Bungalow
Land only
1.25% + BLR
|
|
Margin
of Finance
|
90%
(residential)
85% (bungalow land only)
|
|
Tenure
|
Up
to 30 years or 65 years old whichever is earlier.
|
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AIA HOME LOAN
|
Interest
Rate
|
Completed
properties - fixed at 6.38%
|
|
Margin
of Finance
|
90%
|
|
Tenure
|
Up
to 30 years or 60 years old whichever is earlier.
|
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|